CD Rates Are Soaring Into 2025

As we progress into 2025, Certificate of Deposit (CD) rates are experiencing a significant surge, presenting an opportune moment for investors to enhance their savings. To capitalize on the best 12-month CD rates, consider the following strategies:

1. Conduct Thorough Market Research

Begin by surveying the current landscape of CD rates across various financial institutions, including banks and credit unions. Utilize online comparison tools and financial news outlets to stay informed about the most competitive rates available. This research will enable you to identify institutions offering superior returns on 12-month CDs.

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