### Auto Insurance Quotes: What You Need to Know
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Driving Record: A clean driving record can significantly lower your insurance costs. Conversely, traffic violations and accidents can increase your premiums.Vehicle Type: The make and model of your vehicle affect your insurance rates. High-performance cars typically cost more to insure due to their higher replacement costs and increased risk of accidents.Location: Where you live plays a crucial role in determining your insurance rates. Urban areas with higher rates of accidents and theft may lead to higher premiums.Credit Score: Many insurers use credit scores as a factor in setting rates, under the belief that individuals with better credit are less likely to file claims.
