### Auto Insurance Quotes: What You Need to Know
h3>The Cost of Auto Insurance
According to the National Association of Insurance Commissioners, the average cost of auto insurance in the United States was approximately $1,190 per year in 20201. However, this figure can vary widely based on the factors previously discussed. For instance, drivers in Michigan often face higher premiums due to the state's no-fault insurance system, while those in states like Maine enjoy some of the lowest rates due to lower accident rates and insurance requirements2.