### Understanding Auto Insurance
Auto insurance offers several benefits beyond just compliance with the law:
- Financial Security: It protects your assets by covering potential liabilities and repair costs, which can be substantial. The average cost of a bodily injury claim was approximately $20,235 in 20201.
- Peace of Mind: Knowing that you are protected against unforeseen events allows for greater peace of mind while driving.
- Legal Protection: Ensures you meet state requirements, avoiding fines and penalties.