Insiders Reveal Shocking California Auto Insurance Secret Rates
The Surprising Factors Influencing Your Rates
While most drivers are aware that speeding tickets and accidents can increase insurance rates, many are surprised to learn that even your ZIP code can have a significant impact. Insurers analyze local crime rates, traffic patterns, and accident statistics to assess risk levels for specific areas1. For instance, urban areas with higher traffic congestion and crime rates often see higher premiums compared to rural regions.