Instantly Save Big with Top Cash Back Cards

How Cash Back Cards Work

When you use a cash back card, you earn a percentage of each purchase back as a cash reward. The rate of cash back can vary depending on the card and the spending category. For example, some cards offer higher cash back percentages on groceries, dining, or gas, while others provide a flat rate on all purchases. It's crucial to understand these categories and align them with your spending habits to maximize your rewards.