Instantly Save Big with Top Cash Back Cards

There are several types of cash back cards, each catering to different spending patterns:

• Flat-rate cards: These cards offer a consistent cash back percentage on all purchases. They are ideal for those who prefer simplicity and don’t want to track spending categories.
• Tiered cards: These cards provide varying cash back rates depending on the spending category. For example, you might earn 3% on groceries, 2% on dining, and 1% on all other purchases.
• Rotating category cards: These cards offer higher cash back rates on specific categories that change quarterly. While they require more management, they can yield significant rewards if you adjust your spending accordingly.