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Financing Your Starter Home
Securing financing is a critical step in the home-buying process. First-time buyers often benefit from specialized mortgage products, such as FHA loans, which offer lower down payment requirements and more flexible credit score criteria. These options can make homeownership more accessible, allowing you to enter the market sooner rather than later3.
Moreover, exploring state and local homebuyer programs can provide additional financial support, such as down payment assistance or tax credits. By leveraging these resources, you can reduce the upfront costs and make your home purchase more manageable.