Apartment Renters Insurance Costs Just Shocking You Won't Believe

What Does Renters Insurance Cover?

Renters insurance generally covers three main areas: personal property, liability, and additional living expenses. Personal property coverage reimburses you for the loss or damage of your belongings due to covered events like fire, theft, or vandalism. Liability coverage protects you if someone is injured in your apartment and decides to sue. Additional living expenses cover costs incurred if you need to temporarily relocate due to a covered event.