Home Insurance Secrets You Really Must Know Now

Home insurance policies typically include several types of coverage:

• Dwelling Coverage: This covers the structure of your home, including walls, roof, and built-in appliances, against perils like fire, windstorms, and vandalism.
• Personal Property Coverage: This protects your personal belongings, such as furniture, electronics, and clothing, from theft or damage.
• Liability Protection: This covers legal expenses and damages if someone is injured on your property or if you cause damage to someone else's property.
• Additional Living Expenses: If your home becomes uninhabitable due to a covered event, this covers the cost of temporary housing and related expenses.