Homeowners Insurance Secrets You're Not Supposed To Know
Secret #4: Coverage for Natural Disasters
Standard homeowners insurance policies typically do not cover certain natural disasters such as floods or earthquakes. If you live in an area prone to these events, it’s crucial to purchase additional coverage. Flood insurance, for example, is available through the National Flood Insurance Program (NFIP) and private insurers4. Understanding the specific risks in your area can help you make informed decisions about additional coverage.