Renters Insurance Houston Saves Fortunes On Unexpected Costs

What Does Renters Insurance Cover?

Renters insurance typically covers three main areas:

• Personal Property: This includes coverage for your belongings, such as furniture, electronics, and clothing, against risks like fire, theft, or vandalism. For example, if a fire damages your apartment, your policy could reimburse you for the cost of replacing your possessions.
• Liability Protection: If someone is injured in your rented home, liability coverage can help pay for legal expenses and medical bills. This is crucial in a city like Houston, where medical costs can be significant.
• Additional Living Expenses: If your rental becomes uninhabitable due to a covered loss, your policy can cover the cost of temporary accommodations, meals, and other living expenses.