### Affordable Auto Insurance in Florida and Texas
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Liability Coverage: Required by law in both states, this covers bodily injury and property damage to others if the policyholder is at fault.Collision Coverage: This optional coverage pays for damage to the policyholder's vehicle resulting from a collision.Comprehensive Coverage: Covers non-collision-related damage, such as theft or natural disasters, which is particularly relevant in Texas due to frequent hailstorms.Personal Injury Protection (PIP): Mandatory in Florida, PIP covers medical expenses and lost wages regardless of fault.Uninsured/Underinsured Motorist Coverage: Advisable in both states due to the high number of uninsured drivers, this coverage protects against accidents with drivers who lack adequate insurance.
