Families Save Big with Life Insurance Secrets

Leveraging Riders for Enhanced Coverage

Riders are additional benefits that can be added to a life insurance policy for a nominal fee, providing customized protection. Popular riders include the waiver of premium rider, which ensures your policy remains active even if you become unable to pay premiums due to disability, and the accelerated death benefit rider, which allows you to access a portion of your policy's death benefit if diagnosed with a terminal illness. These riders can offer significant peace of mind and financial support when you need it most.