Secret Tips Insurers Don't Want You Considering
Review and Adjust Coverage Regularly
Your insurance needs can change over time due to life events such as marriage, the birth of a child, or purchasing a new home. Regularly reviewing your coverage ensures that you are not over-insured or under-insured. Adjusting your coverage to align with your current needs can prevent unnecessary expenses. For example, raising your deductible can lower your premium, but it's important to ensure you can afford the out-of-pocket costs if a claim arises4.