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Types of Commercial Mortgages

Commercial mortgages can be broadly categorized into fixed-rate and variable-rate loans. Fixed-rate mortgages offer stability with predictable monthly payments, making budgeting easier. In contrast, variable-rate mortgages may start with lower interest rates, but they are subject to market fluctuations, which can lead to changes in payment amounts over time. Understanding the pros and cons of each type can help you choose the best option for your financial strategy.