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Types of High-Cap Liability Insurance

There are several types of high-cap liability insurance available, each tailored to specific needs:

• Commercial General Liability (CGL): This policy covers businesses against claims of bodily injury, property damage, and personal injury resulting from business operations.
• Professional Liability Insurance: Also known as errors and omissions insurance, this covers professionals against claims of negligence or inadequate work.
• Umbrella Insurance: This provides additional coverage beyond the limits of existing policies, offering an extra layer of protection against large claims.