Affordable secrets to best plan for children's education

Utilize Education Tax Credits

Education tax credits, such as the American Opportunity Tax Credit (AOTC) and the Lifetime Learning Credit (LLC), can provide significant savings on your tax bill. The AOTC offers a credit of up to $2,500 per eligible student for the first four years of higher education, while the LLC offers up to $2,000 per tax return for postsecondary education and training5. These credits can help offset the cost of tuition and other educational expenses, reducing the overall financial burden.

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