Banks Hate This High Yield Savings Secret

When selecting an HYSA, it's important to consider several factors to ensure you get the best deal:

• Interest Rate: Look for accounts with rates that are well above the national average. Currently, some online banks offer rates exceeding 4% APY³.
• Fees: Ensure the account has no monthly maintenance fees or hidden charges that could erode your earnings.
• Minimum Balance Requirements: Some accounts may require a minimum balance to earn the advertised interest rate.
• Accessibility: Consider how easy it is to access your funds, whether through online banking, mobile apps, or ATMs.