Contractors snag unbeatable protection with general liability insurance

Real-World Examples of Protection in Action

Consider a scenario where a contractor accidentally damages a client's property during a renovation project. Without general liability insurance, the contractor would be responsible for covering the repair costs out of pocket, which could be financially devastating. However, with a comprehensive policy in place, the insurance company would handle the claim, allowing the contractor to focus on completing the project.

Another example involves advertising injury, which can occur if a contractor inadvertently uses copyrighted materials in their marketing efforts. A general liability policy can cover legal costs associated with defending against such claims, further illustrating the broad scope of protection offered³.