Couples save big with secret long-term care strategy

The Secret Strategy: Shared Care Policies

One of the most effective yet underutilized strategies for couples is the shared care policy. This approach allows couples to pool their benefits, providing greater flexibility and security. Essentially, if one partner exhausts their benefits, they can tap into their spouse's remaining coverage. This strategy not only maximizes the utility of the insurance but also offers peace of mind knowing that both partners are covered comprehensively².