Cut Student Debt Fast With Secret Refinance Comparison Magic

Before you proceed with refinancing, consider the following factors:

- **Credit Score**: A strong credit score is essential for securing the best rates. If your credit score has improved since you first borrowed, you might be eligible for better terms.

- **Loan Terms**: Carefully review the terms of the new loan, including the interest rate, repayment period, and any fees.

- **Federal Loan Protections**: As mentioned earlier, refinancing federal loans with a private lender means losing federal protections. Ensure you won't need these benefits before deciding to refinance.