Flood Insurance Secrets NFIP vs Private Advantage Revealed
The National Flood Insurance Program (NFIP)
The NFIP provides standard flood insurance policies, primarily aimed at communities participating in the program. Coverage under the NFIP includes structural damage and contents, with maximum limits of $250,000 for residential structures and $100,000 for personal possessions1. While the NFIP offers a reliable baseline, it may not cover all your needs, especially for high-value properties or specific assets.