Florida hurricane home insurance perfect for peace of mind
Types of Coverage Available
When considering hurricane insurance, it's important to understand the different types of coverage available:
- **Windstorm Insurance**: This type of policy specifically covers damage caused by high winds and is often included in standard homeowners insurance in Florida. However, it's essential to verify the specifics with your insurer.
- **Flood Insurance**: Typically purchased separately through the National Flood Insurance Program (NFIP), flood insurance covers damage from rising water levels and is crucial in hurricane-prone areas3.
- **Comprehensive Hurricane Insurance**: This policy combines both windstorm and flood coverage, offering a more complete safeguard against hurricane-related damages.