Free Funding Starts With 0 Intro APR Offer
Real-World Examples and Data
According to a report by the Federal Reserve, the average credit card interest rate in the U.S. is around 16.30%1. By utilizing a 0% Intro APR offer, consumers can avoid these high rates, potentially leading to substantial savings. Moreover, a study by Experian found that credit card holders who strategically use these offers can improve their credit scores by reducing their credit utilization ratio2.