Free Funding Starts With 0 Intro APR Offer

Considerations and Potential Pitfalls

While 0% Intro APR offers are advantageous, it's crucial to be aware of potential pitfalls. Once the introductory period ends, the regular APR will apply to any remaining balance, which can be significantly higher. Therefore, it's essential to have a repayment plan in place to pay off the balance before the promotional period expires. Additionally, some offers may include balance transfer fees, typically around 3% to 5% of the transferred amount³. It's important to weigh these fees against potential interest savings.