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Types of Car Insurance Coverage

When you're searching for car insurance, it's crucial to understand the different types of coverage available:

- **Liability Coverage**: This is the most basic form of insurance required by law in most states. It covers damages to other people and their property in the event of an accident.

- **Collision Coverage**: This covers the cost of repairing or replacing your car after an accident, regardless of who is at fault.

- **Comprehensive Coverage**: This protects against non-collision-related incidents such as theft, vandalism, or natural disasters.

- **Personal Injury Protection (PIP)**: This covers medical expenses for you and your passengers, regardless of fault.

- **Uninsured/Underinsured Motorist Coverage**: This provides protection if you're involved in an accident with an uninsured or underinsured driver.