Get Cash ASAP with This Payday Loan Alternative
Personal Loans from Credit Unions
Credit unions are member-owned financial institutions that often offer personal loans with more favorable terms than payday lenders. These loans typically have lower interest rates and more flexible repayment options. For instance, a credit union might offer a personal loan with an interest rate as low as 9% compared to the APR of 400% or more that payday loans can charge1. Because credit unions focus on serving their members, they may also be more willing to work with you if you have less-than-perfect credit.