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What Is Covered Under Roof Insurance?

Most standard homeowners insurance policies cover roof damage resulting from natural disasters such as hurricanes, tornadoes, and hailstorms. However, coverage can vary widely depending on the insurance provider and the specific terms of your policy. It is crucial to review your policy details or consult with your insurance agent to understand the extent of your coverage. In many cases, policies will cover the full replacement cost of a damaged roof, minus the deductible1.

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