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Understanding Fixed Indexed Annuities

Fixed indexed annuities (FIAs) are a unique financial product designed to provide a balance between growth potential and security. Unlike traditional fixed annuities, FIAs offer returns linked to a stock market index, such as the S&P 500, while protecting your principal from market downturns. This combination of features makes FIAs an attractive option for those looking to secure a steady income stream in retirement without exposing their savings to excessive risk.