Get Life Insurance Fast No Medical Exams Needed

Cost Considerations

While no medical exam life insurance offers convenience, it is typically more expensive than traditional policies due to the increased risk insurers take on. Premiums can vary widely based on factors such as age, health, and the type of policy you choose. For example, simplified issue policies might have slightly higher premiums compared to those requiring medical exams, while guaranteed issue policies are often the most costly due to their broader acceptance criteria.