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The cost of fiduciary insurance can vary based on several factors, including:
- **Size of the Organization**: Larger organizations with more employees and complex benefit plans may face higher premiums due to increased risk exposure.
- **Type of Benefits Offered**: The nature and scope of the employee benefits offered can impact the cost, as more extensive plans may carry higher risks.
- **Claims History**: Organizations with a history of claims may face higher premiums as they are perceived to be at greater risk of future claims.
According to industry data, fiduciary insurance premiums can range from a few hundred to several thousand dollars annually, depending on these factors1.