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How to Apply for an FHA Manufactured Home Loan

The application process for an FHA loan is straightforward but requires careful attention to detail. Here’s a step-by-step guide:

1. Ensure your manufactured home meets FHA standards, which include specific requirements for the home's construction and installation³.
2. Gather necessary documentation, including proof of income, tax returns, and credit history.
3. Contact a HUD-approved lender to discuss your options and begin the pre-approval process.
4. Once pre-approved, work with your lender to complete the application and secure your loan.