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Cyber liability insurance typically includes two main types of coverage:

• First-party coverage: This covers direct losses to your business, such as data restoration, business interruption, and extortion payments.
• Third-party coverage: This covers liabilities to third parties affected by a cyber incident, such as customers or clients whose data may have been compromised.

Some policies may also offer additional coverage options, such as regulatory fines and penalties, making it crucial to browse options that best fit your specific business needs.