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Key Benefits of Manufactured Home Insurance

One of the primary benefits of manufactured home insurance is peace of mind. Knowing that your home and belongings are protected against potential hazards like fire, theft, or natural disasters can be incredibly reassuring. Additionally, many policies offer liability coverage, which can protect you financially if someone is injured on your property.

Financially, manufactured home insurance is often more affordable than traditional homeowners insurance due to the typically lower value of manufactured homes. According to the Insurance Information Institute, the average cost of manufactured home insurance can range from $250 to $1,300 per year, depending on factors such as location, home value, and coverage limits1.

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