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Key Components of a BOP

1. **Property Insurance**: This covers damage to your business property, including buildings and contents, due to events like fire, theft, or vandalism. It ensures that your physical assets are protected, allowing you to recover and continue operations swiftly.

2. **Business Interruption Insurance**: If a covered event forces your business to shut down temporarily, this component can help cover lost income and operating expenses, such as rent and payroll, ensuring financial stability during recovery periods.

3. **Liability Protection**: This protects your business from legal claims related to bodily injury, property damage, or advertising injuries caused by your business operations. With liability coverage, you can avoid significant financial losses from lawsuits.