Master the art of guaranteed replacement dwelling coverage now
Comparing Costs and Benefits
While guaranteed replacement dwelling coverage can be more expensive than standard homeowners insurance, the peace of mind it provides is often worth the additional cost. The average cost of homeowners insurance in the U.S. is around $1,200 annually2, but this can vary significantly based on location, home value, and other factors. Adding guaranteed replacement coverage might increase your premium by 10-20%, but it ensures that you're fully protected against unexpected rebuilding costs.