Maximize Savings with Top APY Cash Management Rates

How to Maximize Your Savings

To maximize your savings with top APY cash management rates, it's essential to understand the types of accounts available and how they can fit into your financial strategy. Cash management accounts often offer higher APYs than traditional savings accounts, as they combine features of checking and savings accounts to provide greater flexibility and higher returns. These accounts are typically offered by fintech companies and online banks, which can afford to offer better rates due to lower overhead costs.