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Types of Insurance for Engineering Projects

There are several insurance options specifically tailored for engineering projects, each addressing different aspects of risk management. Here are some of the most common types:

• Professional Liability Insurance: Covers claims related to professional errors, omissions, or negligence.
• General Liability Insurance: Protects against third-party bodily injury and property damage claims.
• Builder's Risk Insurance: Provides coverage for buildings under construction, including damage from fire, vandalism, and weather events.
• Worker's Compensation Insurance: Required by law in most jurisdictions, this insurance covers medical expenses and lost wages for employees injured on the job.
• Equipment Insurance: Offers protection for tools and machinery used in engineering projects against theft, damage, or loss.