Protect Top Talent with Key Employee Disability Insurance

How It Works

When a key employee becomes disabled and unable to work, the insurance policy pays a benefit to the business. This benefit can be used to hire temporary help, cover operating expenses, or offset lost revenue. Policies are typically customized based on the employee’s role and the company’s specific needs, allowing for flexible coverage options. Premiums are determined by factors such as the employee’s salary, age, and health, as well as the level of coverage desired.