Reveal How Much Liability Insurance You Actually Need

There are several types of liability insurance, each catering to different needs:

1. **General Liability Insurance**: Typically used by businesses, this covers bodily injuries, property damage, and personal injuries that occur on your premises or as a result of your operations.

2. **Professional Liability Insurance**: Also known as errors and omissions insurance, this is crucial for professionals such as doctors, lawyers, and consultants. It protects against claims of negligence or inadequate work.

3. **Product Liability Insurance**: For manufacturers and retailers, this coverage protects against claims related to product defects that cause injury or damage.

4. **Personal Liability Insurance**: Often part of a homeowners or renters policy, this covers incidents that occur on your property or due to your actions.