Revealed Ultimate EPLI Insurance Limits for Telehealth Providers

Determining the Right EPLI Limits

When selecting EPLI coverage, it's crucial to determine the appropriate limits based on several factors, including the size of your practice, the number of employees, and your specific risk exposure. Typically, EPLI policies offer limits ranging from $1 million to $25 million, with premiums varying accordingly. Consider the following when determining your coverage needs:

• The size of your workforce and the geographical locations they operate in, as employment laws can vary significantly by state.
• Your practice's history of employment claims or lawsuits, which can impact your risk level and insurance premiums.
• The potential for high-profile claims, particularly if your practice is well-known or operates in a highly regulated area of telehealth.