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Types of Coverage Available
Commercial insurance for roofers typically includes several key types of coverage:
- General Liability Insurance: Protects against claims of bodily injury or property damage caused by your business operations. This is crucial for roofers, as the nature of the work often involves potential hazards.
- Workers' Compensation Insurance: Provides benefits to employees who suffer work-related injuries or illnesses. This is not only a legal requirement in many areas but also a vital protection for your workforce.
- Commercial Property Insurance: Covers damage to your business property, including tools and equipment, from events such as fire, theft, or vandalism.
- Professional Liability Insurance: Also known as errors and omissions insurance, this covers claims related to professional mistakes or negligence.