Save Big With Secret Best Homeowners Insurance Missouri Offers
Homeowners insurance policies typically offer several types of coverage, including:
- Dwelling Coverage: Protects the structure of your home from damage caused by covered perils.
- Personal Property Coverage: Covers the contents of your home, such as furniture and electronics, against theft or damage.
- Liability Coverage: Provides protection if someone is injured on your property and you are found liable.
- Additional Living Expenses (ALE): Covers the cost of living elsewhere if your home is temporarily uninhabitable due to a covered loss.
Understanding these coverage options allows you to tailor your policy to meet your specific needs and budget.