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Types of Crime Insurance Coverage

Crime insurance policies can vary significantly, offering a range of coverages tailored to specific business needs. Here are a few common types:

• Employee Dishonesty Coverage: Protects against losses from fraudulent acts committed by employees, including theft of money, securities, or property.
• Forgery or Alteration Coverage: Covers losses due to the forgery or alteration of checks, drafts, or other financial instruments.
• Computer Fraud Coverage: Addresses losses from computer-based fraud, including unauthorized electronic fund transfers.
• Funds Transfer Fraud Coverage: Protects against losses from fraudulent instructions to transfer funds.

Each type of coverage is designed to address specific risks, and businesses should carefully evaluate their exposure to determine the most appropriate options.