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The Importance of Timely Enrollment

Enrolling in Medicare on time is crucial to avoid late enrollment penalties. The Initial Enrollment Period (IEP) begins three months before you turn 65 and lasts for seven months. Missing this window can result in increased premiums for life3. For those who are still working and covered by a group health plan, there are Special Enrollment Periods (SEPs) that allow for delayed enrollment without penalties.

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