Score Top-Saving 0 Percent APR Credit Card Offers

Key Considerations

While 0 percent APR offers are appealing, it's crucial to be aware of potential pitfalls. Once the promotional period ends, the standard APR will apply to any remaining balance, which can be significantly higher. Therefore, it's essential to have a clear repayment strategy in place to avoid unexpected interest charges. Additionally, some issuers may charge balance transfer fees, typically ranging from 3 to 5 percent of the transferred amount², which should be factored into your cost-benefit analysis.