Secret Earthquake Insurance Policy California Homeowners Must Know

Why Earthquake Insurance is Essential

The financial impact of an earthquake can be devastating, with repair costs easily running into tens of thousands of dollars. According to the California Earthquake Authority (CEA), only about 10% of California homeowners currently have earthquake insurance1. This low uptake is often due to misconceptions about cost and coverage. However, with the average cost of earthquake insurance ranging from $800 to $5,000 annually, depending on various factors such as location and home value2, it's a small price to pay for peace of mind and financial security.

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