Secret Earthquake Insurance Policy California Homeowners Must Know

Types of Earthquake Insurance Policies

Earthquake insurance policies can vary significantly, so it's important to understand the options available:

• Dwelling Coverage: This covers the cost of repairing or rebuilding your home. It typically mirrors the coverage limits of your homeowner's insurance policy.
• Personal Property Coverage: This covers the cost of replacing personal belongings that are damaged during an earthquake.
• Loss of Use Coverage: This provides compensation for additional living expenses if you're forced to live elsewhere while your home is repaired.