Secret to Affordable Smiles Group Dental Plans

Types of Group Dental Plans

There are several types of group dental plans available, each with its own set of features and benefits:

• Preferred Provider Organization (PPO): PPO plans offer flexibility in choosing a dentist and typically cover a significant portion of the cost for in-network providers, while still providing some coverage for out-of-network care.
• Health Maintenance Organization (HMO): HMO plans require you to choose a primary care dentist and offer lower premiums, but they limit coverage to a specific network of providers.
• Indemnity Plans: These plans offer the most flexibility, allowing you to visit any dentist, but they often come with higher out-of-pocket costs and premiums.